Your retirement roadmap built for today’s world.
Welcome to Blueprint360! I’m a Canadian passionate about personal finance and the role technology can play. Everything here is completely free, and I’d love your feedback to help improve this passion project. Blueprint360 Roadmap gives you a clear picture of your retirement plan in under 5 minutes, bridging the gap between simple online calculators and bloated traditional software. It even provides AI insights and scores your plan out of 100 so you always know where you stand.
Canadian servers. Encrypted saved roadmaps. Built on SOC 2 Type II & ISO 27001–certified infrastructure.
Your Blueprint360 Score
One number from 0 to 100 that shows how fully your plan funds the retirement you want — and it updates live as you tinker.
Real Canadian math
CPP and OAS timing, RRIF minimums, TFSA vs RRSP routing, OAS clawback, RDSP, and every province’s tax rules — done properly.
AI-powered insights
Plain-language notes on your specific numbers: what stands out, what to watch, and what to try next.
Built for real life
Workplace pensions, RDSPs, reverse mortgages, selling a cottage, leaving an inheritance. Not a one-size-fits-all tool.
Pick the plan built for where you are
Same Blueprint360 engine under the hood — Canadian taxes, CPP and OAS, and a live score — but the questions and outputs match where you are. Pick the one that fits, then knock it out in one sitting.
Roadmap
For individuals and households putting together a personal retirement plan — from today through drawdown.
- Live Blueprint360 Score against the lifestyle you want
- Tax-aware, year-by-year drawdown to age 95+
- CPP & OAS timing, RRSP vs TFSA routing, RRIF and RDSP
- Pensions, windfalls, future purchases, and reverse mortgage options
- Passphrase-encrypted private saves — we can’t read your numbers
Roadmap for Retirees
Already retired? See what you can comfortably spend and how long the nest egg lasts.
- How long your savings last at the lifestyle you want to spend
- Sustainable after-tax monthly spending with CPP, OAS, and pensions
- RRIF minimums, withdrawal strategy, and OAS clawback in plain language
- Compare what you’re withdrawing now with what the plan can support
Roadmap for Business Owners
For owner-operators who need personal and corporate wealth in one plan — salary, dividends, and the company itself.
- Personal + corporate wealth in one live Blueprint360 Score
- Salary vs dividends, retained earnings, and sell-or-keep scenarios
- GRIP, RDTOH, CDA, IPP, and corporate insurance in the plan
- Holdco investments and business value projected beside personal savings
Calculators for every money question
18 quick, Canadian-accurate calculators — mortgages, debt, savings, TFSA and RRSP, CPP timing, RRIF withdrawals and more.
Watch your money grow on itself over time.
How Much Home Can I Afford?Your realistic budget, using the same rules lenders use.
Mortgage PaymentWhat a home really costs per month — insurance included.
Mortgage RenewalRenewing soon? See what the new rate really means.
TFSA GrowthTax-free compounding, visualized over the years.
RRSP ProjectionYour RRSP at retirement — plus the tax refunds on the way.
From blank page to full plan
Choose your Roadmap
Personal, retiree, or business owner — pick the one that matches your life.
Add your details
Income, savings, assets, pensions — as much or as little as you like.
See your score
Your Blueprint360 Score and a complete plan appear instantly.
Refine & save
Adjust the dials, then save with a passphrase only you know — encrypted on your device before it’s stored.
See where your retirement really stands
Knock out a Blueprint360 Roadmap in one sitting and get your score, drawdown plan, and AI insights on your own numbers. It’s a passion project of mine, so I’d love any feedback you have where I can improve it! Thanks and happy planning!
No payment — enter your email, click the sign-in link I send, and save encrypted plans with a passphrase only you know. And if you try it, I’d love a couple comments or feature ideas when you’re done!