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When Should I Take CPP? Calculator

Take CPP at 60 and your cheque shrinks 36% — for life. Wait until 70 and it grows 42% — for life. This is one of the biggest retirement decisions most Canadians make with the least information. Here's the actual math.

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From your My Service Canada account. 2025 max is ~$1,433.
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These results are estimates for illustration and education only and do not constitute financial, tax, or investment advice. Actual results will vary. Consult a qualified advisor before making financial decisions.